Your credit card debt is frozen. All credit card debt on unsecured promises are frozen the working day you file for Chapter 13. This means payments you make for your creditors are used to spend down credit card debt rather than being eaten up by curiosity and late charges. https://3-things-to-avoid-when-fi54296.qodsblog.com/30441502/the-definitive-guide-to-can-creditors-sue-me-if-i-am-unemployed